Top 5 AML Penalties in 2025
Last Updated on Aug 12, 2025, 2k Views

Top 5 AML Penalties in 2025
OKX (crypto exchange operator)
- Penalty: Nearly US $505 million in fines and forfeitures
- Details: Paid a US$84.4 million fine and US$420.3 million in forfeiture for facilitating suspicious transactions, despite restrictions on U.S. users. A compliance monitor is required until February 2027.
TD Bank
Penalty: Over US $3 billion in total penalties (including DOJ and FinCEN), stemming from long-standing AML failures.
Barclays
Penalty: £42 million (~US$51 million+) for inadequate AML controls related to handling high-risk clients.
Revolut (by Bank of Lithuania)
Penalty: €3.5 million (~US$3.8 million) – the regulator’s largest fine to date, for AML monitoring shortcomings.
Honorable Mention
Monzo (UK): Fined £21 million for weak transaction monitoring and onboarding failures.
LinkedInFine actions in the UAE: Over Dh 339 million (~US$92 million+) in cumulative fines across multiple institutions in a sweeping AML crackdown.
LPL Financial
Penalty: US $3 million fine in March 2025 for AML program failures related to penny stock trading.
Observations
The trend in 2025 continues to spotlight crypto platforms and digital financial services—like OKX, Revolut, LPL, and Monzo—as primary targets for AML enforcement.
Traditional banks (e.g. TD Bank, Barclays) still face large-scale penalties, underscoring that both legacy institutions and modern fintech/platforms must uphold strong compliance systems.
Fines range from a few million dollars for emerging firms to multi-billion-dollar settlements for systemic failures.
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