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Corporate Transaction monitoring Interview Questions

Last Updated on Aug 28, 2025, 2k Views

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Corporate Transaction monitoring Interview Questions

Corporate Transaction Monitoring interview / practice questions you might expect, especially for AML, compliance, and risk-focused roles. I’ve split them into conceptual, scenario-based, and technical types:

🔹 Conceptual Questions

  1. What is corporate transaction monitoring and why is it important in AML compliance?

  2. How does transaction monitoring differ for corporate clients vs. retail clients?

  3. What types of risks are higher in corporate banking transactions compared to individual accounts?

  4. Can you explain what a risk-based approach means in transaction monitoring?

  5. What are the most common red flags for suspicious corporate transactions?

  6. How do KYC and CDD feed into transaction monitoring?

  7. What is the role of regulatory bodies (FATF, FinCEN, RBI, EU regulators, etc.) in corporate transaction monitoring?

  8. What are correspondent banking risks and how are they monitored?

  9. How do sanctions and PEP screening integrate with corporate transaction monitoring?

  10. How do you distinguish between legitimate high-value corporate transactions and potential money laundering?

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🔹 Scenario-Based Questions

  1. A corporate client makes multiple round-dollar transactions to offshore jurisdictions. What steps would you take to investigate?

  2. A company suddenly changes its transaction pattern, e.g., from domestic trading to frequent high-value cross-border wires. How would you assess this?

  3. How would you handle a situation where transaction alerts are frequent but the client is a long-standing corporate customer with legitimate business operations?

  4. A corporate client transacts with a sanctioned country through a third-party vendor. What would be your next step?

  5. You find unusual transactions involving shell companies in tax havens—how do you escalate?

  6. If a corporate account shows transactions inconsistent with its stated business activity (e.g., a textile company receiving cryptocurrency payments), what would you do?

 

🔹 Technical / Process Questions

  1. What AML systems/tools have you used for transaction monitoring (e.g., Actimize, Mantas, SAS, Oracle FCCM)?

  2. How do you perform Level 1 vs. Level 2 investigations in transaction monitoring?

  3. What is the difference between false positives and true positives in transaction monitoring alerts?

  4. How would you document and escalate an STR (Suspicious Transaction Report)?

  5. What thresholds or rules are usually applied to corporate transaction monitoring?

  6. How do you ensure compliance with multiple jurisdictions when monitoring multinational corporations?

  7. What data sources are crucial for investigating corporate transactions?

  8. How do you balance efficiency with thoroughness when dealing with high alert volumes?

🔹 Behavioral / Judgment-Based

  1. Tell us about a time when you identified a suspicious corporate transaction—what was your approach?

  2. How do you ensure unbiased judgment when investigating a high-value client?

  3. What steps do you take to stay updated on evolving AML regulations impacting corporate banking?

  4. How do you handle pressure when regulators or auditors review your monitoring cases?

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